EMD funding
Fund the earnest money deposit and keep your own cash free for the next contract.
- Wired straight to the title or escrow company
- Repaid at closing
- Send the signed purchase agreement and your dates
Fund the deposit. Fund the double close. Keep your cash.
EMD and double close funding for wholesalers on investment property. Every dollar goes to the title or escrow company and is repaid at closing.
Where we come in on a wholesale deal
- 1Contract signedYou lock up the property with the seller.
- 2Deposit dueWe wire the EMD to title or escrow.
- 3A–B closingWe fund your purchase from the seller.
- 4B–C closingYour buyer closes on their purchase.
- 5Repaid, you're paidWe're repaid at closing. You keep your proceeds.
Funds go only to escrowNever to a personal account.
Every request reviewedAgainst your contracts and your exit.
Terms in writingBefore you sign anything.
Pleasant Grove, UtahLending in most U.S. states.
Two packages. Pick where your deal is today.
An assignment usually needs only the deposit. A double close needs the purchase funded too.
Double close funding
Fund your A–B purchase and close both sides without tying up your own cash.
- Funds go only to the title or escrow company
- Repaid from your buyer's funds through the same escrow
- Bring both signed contracts and your buyer's proof of funds
Not sure which you need? Call (385) 250-7970 and we'll help you sort it out.
Three steps, all through escrow
- 1
Send the deal
The property, the amount and your dates. Attach the contract if you have it.
- 2
We review it
The contract, the dates, the title or escrow company and your exit. If it fits, you get terms in writing.
- 3
Funds go to escrow
We call title to confirm wiring instructions, then wire. Repaid at closing.
Today's wholesale deal is tomorrow's flip.
One lender for every stage: lock it up, close it, fix it, keep it.
Lock it up
See all loan programs
EMD funding
Fund the deposit and secure the contract.
Close itDouble close funding
Fund the A–B purchase and close both sides.
Fix itFix and flip, construction
Short-term loans based on what the property will be worth.
Keep itDSCR rentals, multifamily
Long-term loans qualified on the property's income.
Questions investors ask first
Where does the money go?
Only to the title or escrow company. We confirm wiring instructions with them by phone before we send anything.
Why does a double close need its own funds?
Many title companies won't let your buyer's money pay for your purchase, so the A–B side needs separate funding for the short gap between closings.
What does it cost?
It depends on the amount, the dates and your exit. Current terms come in writing during review, and nothing is final until loan documents are signed.
Which states do you lend in?
Most U.S. states. Not Alaska, Hawaii, Nevada, North Dakota, South Dakota or Wyoming.