Fast, flexible asset-based financing for Utah real estate investors. Fix-and-flip, DSCR rental, multi-family, and ground-up construction loans across the Wasatch Front and Southern Utah.
Utah's investor market is one of the most competitive in the Mountain West. From Salt Lake City flips and Provo student rentals to St. George short-term rentals and new construction in Lehi and Eagle Mountain, the deals that win are the ones that close on time. MyDealLoan provides the speed and certainty Utah investors need to lock down opportunities and execute.
We are an investor-focused lender. That means underwriting that understands business-purpose loans, leverage tied to project economics, and a process built for repeat operators. Whether you are buying your first flip in Ogden or scaling a 30-property rental portfolio across the Wasatch Front, our programs are designed to keep your capital working.
Short-term financing for Utah flippers based on the after-repair value of the property. Ideal for SLC, Ogden, and Provo single-family rehabs.
| Criteria | Details |
|---|---|
| Loan Amount | $75K - $2M |
| LTV | Up to 75% ARV |
| Term | 12-24 months |
| Credit Score | 650+ minimum |
30-year long-term financing qualified on rental cash flow, not personal income. Built for Utah buy-and-hold and STR investors.
| Criteria | Details |
|---|---|
| Loan Amount | $75K - $2M |
| LTV | Up to 80% |
| Term | 30-year fixed |
| Credit Score | 680+ minimum |
New build financing for Utah's expanding suburbs - infill SFR, build-to-rent communities, and small subdivisions.
| Criteria | Details |
|---|---|
| Loan Amount | $150K - $3M |
| LTC | Up to 90% |
| Term | 12-24 months |
| Experience | Required |
Small balance multifamily acquisition, refinance, and value-add for Utah investors scaling up from single-family.
| Criteria | Details |
|---|---|
| Loan Amount | $150K - $3M |
| LTV | Up to 75% |
| Term | 5-30 years |
| Units | 5-9 units |
Utah deals move fast. Repeat clients close rehab and bridge loans in 5-7 business days once the file is ready for underwriting.
Salt Lake County, Utah County, Davis, Weber, Washington, and surrounding MSAs above 75K population.
Business-purpose loans, no W-2 required for DSCR, and credit decisions made by people who understand real estate.
No bait-and-switch. The terms we issue are the terms we close on, so you can offer with confidence.
Submit your project details and our underwriting team will get back to you within 24 hours with terms.
Apply for Funding