Hard Money Lender in Salt Lake City

Investor-focused hard money, DSCR, and construction lending across Salt Lake County and the surrounding Wasatch Front. Fast offers, reliable closings, no W-2 required.

Lending in the Salt Lake Market

Salt Lake City is one of the strongest investor markets in the Mountain West. Tech-driven population growth in the metro, a deep rental base from BYU/U of U/SLCC students and young professionals, and disciplined homebuilding have created sustained appreciation and stable rents. From historic Sugar House bungalows to West Valley flips and brand-new build-to-rent products in Daybreak and Herriman, deal flow is constant - but only the investors who can close fast actually win.

MyDealLoan funds business-purpose loans for SLC investors who need speed without bait-and-switch underwriting. Whether you're picking up a single-family rehab in Rose Park, a 4-plex value-add in Murray, or starting a ground-up SFR in Bluffdale, we issue terms within 24 hours and close on the timeline we quoted.

Greater Salt Lake Coverage

Salt Lake County

  • Salt Lake City (downtown, Sugar House, Avenues, Rose Park, Glendale)
  • West Valley City, Taylorsville, Kearns
  • Sandy, Draper, Riverton, Herriman, Bluffdale
  • Murray, Holladay, Cottonwood Heights, Millcreek
  • South Jordan, West Jordan, Daybreak

Surrounding Counties

  • Davis County - Bountiful, Layton, Centerville, Farmington
  • Utah County - Lehi, American Fork, Provo, Orem, Spanish Fork
  • Weber County - Ogden, Roy, Clearfield
  • Tooele County (subject to MSA size requirement)
  • Summit County - Park City and surrounding STR markets

SLC Loan Programs

Fix & Flip / ARV

Up to 75% ARV, 90% LTC, 12-24 month term. Ideal for SLC, West Valley, Sandy rehabs.

Fix & Flip details →

DSCR Rental

30-year fixed, up to 80% LTV, qualified on cash flow. Built for SLC buy-and-hold portfolios.

DSCR details →

Ground-Up Construction

Up to 90% LTC for new SFR builds and small subdivisions across the SLC metro.

Construction details →

Multi-Family (5-9 Units)

Small balance multifamily acquisition and refi for SLC operators stepping up from SFR.

Multi-family details →

Why SLC Investors Choose MyDealLoan

5-7 Day Closes for Repeat Clients

Once your file is in our system, your second deal closes faster than your first.

24-Hour Term Sheets

Submit a complete deal and you'll have terms back within one business day.

Investor-First Underwriting

No tax returns or W-2s for DSCR. Decisions made by people who understand business-purpose lending.

No Bait and Switch

The terms we issue are the terms we close on. Period.

Funding Your Next SLC Deal

Talk to a real underwriter. Submit a deal or call (385) 250-7970.

Submit Your Deal